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A factoring finance financial institution approved by the Ministry Of Finance since year 2000 and governed under the Financial Services Act 2013 (FSA 2013), previously a Scheduled Institution under the Banking and Financial Institution Act (BAFIA). A Musyarakah Partner to Perbadanan Nasional Berhad (PNS) and wholly owned by MOF Inc.
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Our flexible services along with our dynamic products and solutions would cater to your needs with all business angles to support you.

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What is

Factoring is a receivables financing facility designed for the SMI’s and unlike what is commonly believed by those who are unfamiliar with the concept of factoring, a factoring facility is not a loan facility nor is a factoring company a debt collection agency.

Factoring is simply a sales and purchases transaction between a factor (IFSB) and its client, whereby the factor would not only purchase its client’s trade receivable but gain ownership of the debt as well, thus allowing the factor to collect payments from the client’s customers.

The factor gains ownership of its client’s trade debts and thus becomes the new owner of the said debts. The client’s customers would then become the debtors of the factor and these debtors would be required to pay the factor directly to discharge their debts.

IFSB methodology on the Factoring Finance is sales and purchase concepts based on syariah compliance Islamic factoring products.

Ikhtiar Factoring has been Malaysia’s premier factoring business partner to many SME’s and it keeps its alliances growing to make your business dreams come true.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.
Alexa Von Tobel

Ministries & GLC’s


You may always find us here.

Office Address:
Ikhtiar Factoring Sdn Bhd (HQ)
No. 11, Pekeliling Business Centre,
Jalan 5/65C, Off Jalan Pahang Barat,
53000 Kuala Lumpur,

Phone No.:
Toll Free: 1-800-888-155
T: +603-40246200
T: +603-40242500
T: +603-40242201
F: +603-40221202
F: +603-40241855

Email: ikhtiar@ikhtiarfactoring.com

Dear valued customers and clients,

Following the Prime Minister’s Labour Day address broadcast “live”,

Ikhtiar Factoring Sdn Bhd would like to annouce that our operation reopens as usual.

Working Hours:-
Monday to Friday: 9:00am – 5:30pm
(Ramadan Month): 9:00am – 4:00pm

In line of the Conditional Movement Control Order (CMCO) measures, our office will operates with strict safe distancing measures in place, keeping at least 1-metre apart from each other. We know the coronavirus pandemic is presenting many challenges for businesses and we are taking safety precautions ourselves to ensure our employees and customers are fully protected.

Let’s continue do our part in flattening the curve.

Thank You.