Skim Pembiayaan

- Bayaran Sehingga 3 Kali Sebulan-
Tertakluk Kepada Terma & Syarat
O% Bank Guarantee Deposit for Recurring Contracts - Cleaning, Security, Food Supply & Maintenance Services Terms & Conditions Apply ✓ Serendah 0% Deposit Jaminan Bank
✓ Serendah 2% yuran pemfaktoran
✓ 10 kali ganda dari nilai kredit limit untuk surat sokongan tender
✓ Yuran permohonon RM 100.00 dikecualikan
✓ Yuran Pemprosesan RM 1000.00 bagi kredit limit sebanyak RM 100,000.00
Terms & Conditions Apply
Enjoy the best contract financing services Grow your business with us O% Bank Guarantee Deposit for Recurring Contracts - Cleaning, Security, Food Supply & Maintenance Services Terms & Conditions Apply -Job Vacancy-
Relationship Executive
(Kuala Lumpur)
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A factoring finance financial institution approved by the Ministry Of Finance since year 2000 and governed under the Financial Services Act 2013 (FSA 2013), previously a Scheduled Institution under the Banking and Financial Institution Act (BAFIA). A Musyarakah Partner to Perbadanan Nasional Berhad (PNS) and wholly owned by MOF Inc.
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Our flexible services along with our dynamic products and solutions would cater to your needs with all business angles to support you.

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What is

Factoring is a receivables financing facility designed for the SMI’s and unlike what is commonly believed by those who are unfamiliar with the concept of factoring, a factoring facility is not a loan facility nor is a factoring company a debt collection agency.

Factoring is simply a sales and purchases transaction between a factor (IFSB) and its client, whereby the factor would not only purchase its client’s trade receivable but gain ownership of the debt as well, thus allowing the factor to collect payments from the client’s customers.

The factor gains ownership of its client’s trade debts and thus becomes the new owner of the said debts. The client’s customers would then become the debtors of the factor and these debtors would be required to pay the factor directly to discharge their debts.

IFSB methodology on the Factoring Finance is sales and purchase concepts based on syariah compliance Islamic factoring products.

Ikhtiar Factoring has been Malaysia’s premier factoring business partner to many SME’s and it keeps its alliances growing to make your business dreams come true.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.
Alexa Von Tobel

Ministries & GLC’s


You may always find us here.

Office Address:
Ikhtiar Factoring Sdn Bhd (HQ)
No. 11, Pekeliling Business Centre,
Jalan 5/65C, Off Jalan Pahang Barat,
53000 Kuala Lumpur,

Phone No.:
Toll Free: 1-800-888-155
T: +603-40246200
T: +603-40242500
T: +603-40242201
F: +603-40221202
F: +603-40241855